- Job Type: Full-Time
- Function: Accounting/Finance
- Industry: Fintech
- Post Date: 04/30/2026
- Website: www.advancegroup.com
- Company Address: 80 Robinson Road, #09-01, Singapore, Singapore 068898, SG
About Advance Intelligence Group
Headquartered in Singapore, Advance Intelligence Group is one of the largest independent financial services-focussed technology startups in Asia.Job Description
Headquartered in Singapore, Atome Financial is building a world-class tech enabled financial services platform that is the best companion of our customers lifetime. As a part of the Advance Intelligence Group, a Series D fintech unicorn and ranked Top 10 on LinkedIn’s 2023 Top Singapore StartUps list with over 1,400+ staff worldwide, we are united by a shared vision and purpose: to Advance with Intelligence for a Better Life--for our customers, colleagues and communities.
Atome Financial operates in 5 ASEAN markets (Singapore, Malaysia, Indonesia, Philippines, and Thailand). We have 3 key products:
- Atome BNPL: A leading buy now pay later brand in ASEAN and partners over thousands of online and offline brands
- Atome Card: A paylater anywhere card.
- Kredit Pintar: A leading Indonesia digital lending apps, regulated and supervised by Indonesia's Financial Services Authority (OJK).
- We foster an INNOVATION mindset
- We achieve results with EFFICIENCY and excellence
- We take pride in the QUALITY of our work
- We uphold INTEGRITY in all we do
- We embrace COLLABORATION to work across business lines and borders
Key Responsibilities Accounts Receivable (AR)
- Oversee end-to-end AR processes including billing, collections, and revenue recognition
- Monitor ageing reports and drive timely collections to optimize cash inflow
- Partner with internal stakeholders to resolve disputes and improve collection cycles
- Manage full AP cycle including invoice processing, approvals, and vendor payments
- Ensure timely and accurate payments in line with company policies
- Maintain strong vendor relationships and resolve payment discrepancies
- Supervise and ensure timely and accurate reconciliation of AR and AP accounts
- Identify, investigate, and resolve discrepancies promptly
- Maintain integrity of financial records and supporting documentation
- Monitor and manage daily cash flow and liquidity position
- Prepare cash flow forecasts and identify potential risks or gaps
- Optimize working capital through effective AR/AP management
- Continuously assess and improve financial systems and workflows
- Drive automation and standardization to enhance efficiency and accuracy
- Strengthen internal controls and reduce manual intervention
- Oversee preparation of financial reports related to AR, AP, and cash flow
- Provide insights and analysis to support business decisions
- Ensure timely, accurate, and actionable reporting to stakeholders
- Bachelor’s degree in Finance, Accounting, Business Administration, or related field
- Proven experience in finance operations or accounting
- Strong hands-on experience in AR, AP, reconciliation, and cash flow management
- Experience with ERP systems (e.g., NetSuite, SAP, Coupa) is an advantage
- Strong verbal and written communication skills
- Ability to collaborate effectively with cross-functional teams
- Solid understanding of accounting standards and financial regulations
- Strong analytical skills with attention to detail
- Ability to identify process gaps and implement improvements