- Job Type: Intern
- Function: Intern
- Industry: Fintech
- Post Date: 05/20/2026
- Website: www.oaknorth.com
- Company Address: 57 Broadwick Street, London, WIF 9QS, UK
About Oaknorth
OakNorth Credit Intelligence is the creator of the ON Credit Intelligence Suite, the industry’s first ML-powered, data-driven technology that gives commercial lenders a forward looking, 360-degree view of their borrowers. These deep sector insights mean that Relationship, Portfolio, and Risk Managers can now truly engage with their clients, make better credit decisions, anticipate challenges and propose solutions — minimizing defaults, driving profitable growth and delivering industry-leading client satisfaction. Welcome to Intelligent Credit. Lend Smarter. Lend Faster.Job Description
The incoming resource will be expected to work on detailed financial models and draft credit reports. We are looking for candidates with strong financial analysis concepts & communication skills. The role maybe is individual contributor role.
Job Responsibility
- Developing detailed financial model comprising transaction details, financial statement analysis, projections, ratio analysis, credit metrics, amongst others
- Conducting detailed analysis of loan opportunities across various sectors in different geographies
- Conducting sensitivity analysis on projections – for stress testing on loans for serviceability
- Identifying deal specific covenants which can act as early warning signals while monitoring loans.
- Drafting credit reports with key takeaways on opportunity; report has to be concise, easy to read format for credit and risk to review and comment.
- Detailed industry/market studies to understand operating environment of borrower.
- Interacting with clients to discuss data gaps, inconsistencies, analytical frameworks etc.
Desired Skills
- Ability to draft credit reports.
- Strong financial analysis – thorough understanding of accounting / financial concepts
- Strong communication skills – interacting with Debt Directors, clients & other stakeholders in UK and /or US
- Personal drive (proactive), flexible, creative (thinks out of the box), result driven, responsible, curious, team player and fast learner.
- CA/ MBA freshers or CA pursuing final exams
- Hands on attitude, willing/capable to understand the big picture.
- Ability to succeed in a culture where change and speed are part of daily work.